The importance of an insurance policy for businesses cannot be overstated. The nature of business itself is such that just as risks will be taken in hopes to trigger growth, the businesses will also be exposed to happenings that may wreck. It is for this reason businesses are advised to have insurance covers for the unexpected losses that may (will) happen.
On Collected.Reviews, users have said a number on their experiences with having insurance policies. As a business owner, it is important to read the reviews about insurance companies, while getting started on insurance covers for your business.
Below are six types of insurance policies you need for your business:
General Liability Insurance:
It does not matter that the jobs are done remotely, or that the nature of the business is one that is service oriented. General liability insurance protects business owners from data breaches, injury claims that may rise from employees, clients or third parties. Business owners must however take note, that they are only protected to the extent of claims contained in the policy.
For businesses that have physical stores, property insurance will protect you against theft, vandalism, explosions, riots, or mischief. In essence, …
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